Student Credit Cards: Really for Students?

by Virginia C. McGuire

Credit history, like work experience, can seem impossible to get unless you already have some. How do you build a good track record if nobody will give you your first chance?

That’s why student credit cards seem attractive. The name implies that as long as you’re a student, you can get a credit card, right?

Unfortunately, it’s not that simple. In fact, “student” credit cards are something of a myth. You still need to go through the same vetting process as non-students, and it can still be tough to get approved unless you have significant income.

So what are your options? Let’s take a look.

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